Terms of Service

Welcome to Zylora! These Terms of Service («Terms») govern your access to and use of our investment services. By using our services, you agree to comply with and be bound by these Terms. Please read them carefully. If you do not agree to these Terms, you must not use our services.

1. Acceptance of Terms

By creating an account, accessing, or using any of our services, you confirm that you accept these Terms and that you are legally capable of entering into a binding agreement. If you are using our services on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

2. Changes to Terms

Zylora reserves the right to modify these Terms at any time. We will provide notice of significant changes through our platform or via email. Your continued use of our services after changes are posted constitutes your acceptance of the amended Terms.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal capacity to enter into a binding agreement. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Account Registration

4.1 Creating an Account

To access certain features of our services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

5. Services Offered

Zylora provides a range of investment services, including but not limited to portfolio management, market analysis, and educational resources. Our services are designed to assist you in making informed investment decisions.

6. User Responsibilities

6.1 Compliance with Laws

You agree to use our services in compliance with all applicable laws, regulations, and guidelines. You are solely responsible for your investment decisions and actions taken based on the information provided through our services.

6.2 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using our services for any unlawful purpose or in violation of any local, state, national, or international law;
• Attempting to gain unauthorized access to any portion or feature of our services, or any other systems or networks connected to our services;
• Interfering with or disrupting any security, server, or network infrastructure;
• Transmitting any unsolicited or unauthorized advertising, promotional materials, or spam;
• Impersonating any person or entity or falsely stating or misrepresenting your affiliation with a person or entity.

7. Investment Risks

Investing involves risk, including the potential loss of principal. While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy or completeness of the information provided. You acknowledge and agree that any investment decisions made based on our services are based solely on your evaluation of the risks and potential rewards.

8. Fees and Payments

Our services may entail fees, which will be outlined in your account setup process and in our pricing schedule. You agree to pay all fees associated with your use of our services as specified. Zylora reserves the right to change fees at any time, with notice provided to you.

9. Intellectual Property

All content, features, and functionality on our services, including but not limited to text, graphics, logos, and software, are the exclusive property of Zylora or its licensors. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, or otherwise exploit any of our services or their contents without our express written consent.

10. Disclaimers

Our services are provided on an «as-is» and «as-available» basis, without any warranties of any kind, either express or implied. Zylora does not warrant that the services will be uninterrupted, error-free, or free of viruses or other harmful components. To the fullest extent permitted by law, we disclaim all warranties, either express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Zylora will not be liable to you for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to defend, indemnify, and hold harmless Zylora, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys» fees) arising out of or in any way connected with your access to or use of our services or your violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Norway, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts located in Norway.

14. Dispute Resolution

If a dispute arises between you and Zylora concerning these Terms or your use of our services, we encourage you to contact us to resolve the issue informally. If we are unable to resolve the dispute within a reasonable time frame, the dispute will be submitted to binding arbitration in accordance with the rules of the Norwegian Arbitration Association.

15. Termination

Zylora reserves the right to terminate or suspend your access to our services, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the services will immediately cease.

16. Miscellaneous

16.1 Entire Agreement

These Terms constitute the entire agreement between you and Zylora regarding your use of our services and supersede any prior agreements or understandings.

16.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

16.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and any failure of Zylora to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

17. Contact Us

If you have any questions or concerns about these Terms, please contact us through the means provided on our website.